Investment in the Future
Simple, Transparent Pricing
Start for free with core features, and upgrade whenever your family expands.
Free
Best for new signups and calculator users.
- ✓ Access to all 476+ calculators
- ✓ Track up to 3 accounts & 1 goal
- ✓ Basic Financial Health Score
Plus
Best for individual trackers wanting deeper insights.
- ✓ Unlimited accounts & goals
- ✓ Weekly AI financial summary
- ✓ Custom merchant category rules
Family
Best for households with kids & teens.
- ✓ Household sharing (Up to 5 roles)
- ✓ Child allowance & expense tracker
- ✓ Everything in Plus
Business
Best for freelancers & business owners.
- ✓ Unlimited Invoices & Quotations
- ✓ Stripe "Pay Now" integration
- ✓ Advisor/Accountant sharing link
About USA Finance Lab
USA Finance Lab was founded on a simple principle: financial literacy is a fundamental life skill that should be taught early and often. We believe that empowering families with the right tools can change the financial trajectory of the next generation.
Our team consists of financial educators, parents, and technologists who noticed a gap in modern financial education. Traditional allowances were moving to digital, but the lessons behind earning, saving, and goal-setting were getting lost in translation.
Today, USA Finance Lab provides an interactive, gamified platform that makes money management fun for kids and easy for parents. We are committed to transparency, security, and continuous innovation to help your family achieve its financial goals.
Everything You Need to Succeed
Digital Allowance
Automate weekly or monthly payouts based on chores and good behavior.
Gamification
Earn streaks, trophies, and unlock achievements to keep kids motivated.
Goal Tracking
Set specific financial targets like buying a bike or saving for college.
Bank-Level Security
Your data is fully encrypted and protected using the latest standard security protocols.
Household Sync
Every parent and child account stays perfectly in sync across all devices.
Financial Reports
Weekly and monthly breakdowns of spending habits and saving progress.